# /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-rails-3.8.3/lib/rspec/rails/adapters.rb:127:in `block (2 levels) in <module:MinitestLifecycleAdapter>'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/example.rb:450:in `instance_exec'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/example.rb:450:in `instance_exec'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/hooks.rb:373:in `execute_with'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/hooks.rb:606:in `block (2 levels) in run_around_example_hooks_for'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/example.rb:345:in `call'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/hooks.rb:607:in `run_around_example_hooks_for'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/hooks.rb:464:in `run'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/example.rb:460:in `with_around_example_hooks'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/example.rb:503:in `with_around_and_singleton_context_hooks'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/example.rb:254:in `run'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/example_group.rb:633:in `block in run_examples'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/example_group.rb:629:in `map'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/example_group.rb:629:in `run_examples'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/example_group.rb:595:in `run'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/runner.rb:116:in `block (3 levels) in run_specs'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/runner.rb:116:in `map'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/runner.rb:116:in `block (2 levels) in run_specs'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/configuration.rb:2008:in `with_suite_hooks'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/runner.rb:111:in `block in run_specs'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/reporter.rb:74:in `report'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/runner.rb:110:in `run_specs'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/runner.rb:87:in `run'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/runner.rb:71:in `run'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/lib/rspec/core/runner.rb:45:in `invoke'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/rspec-core-3.8.2/exe/rspec:4:in `<top (required)>'
     # /home/ivo/.rvm/gems/ruby-2.6.4/bin/rspec:23:in `load'
     # /home/ivo/.rvm/gems/ruby-2.6.4/bin/rspec:23:in `<top (required)>'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/bundler-2.2.25/lib/bundler/cli/exec.rb:63:in `load'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/bundler-2.2.25/lib/bundler/cli/exec.rb:63:in `kernel_load'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/bundler-2.2.25/lib/bundler/cli/exec.rb:28:in `run'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/bundler-2.2.25/lib/bundler/cli.rb:481:in `exec'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/bundler-2.2.25/lib/bundler/vendor/thor/lib/thor/command.rb:27:in `run'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/bundler-2.2.25/lib/bundler/vendor/thor/lib/thor/invocation.rb:127:in `invoke_command'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/bundler-2.2.25/lib/bundler/vendor/thor/lib/thor.rb:392:in `dispatch'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/bundler-2.2.25/lib/bundler/cli.rb:31:in `dispatch'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/bundler-2.2.25/lib/bundler/vendor/thor/lib/thor/base.rb:485:in `start'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/bundler-2.2.25/lib/bundler/cli.rb:25:in `start'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/bundler-2.2.25/exe/bundle:49:in `block in <top (required)>'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/bundler-2.2.25/lib/bundler/friendly_errors.rb:128:in `with_friendly_errors'
     # /home/ivo/.rvm/gems/ruby-2.6.4/gems/bundler-2.2.25/exe/bundle:37:in `<top (required)>'
     # /home/ivo/.rvm/gems/ruby-2.6.4/bin/bundle:23:in `load'
     # /home/ivo/.rvm/gems/ruby-2.6.4/bin/bundle:23:in `<main>'
     # /home/ivo/.rvm/gems/ruby-2.6.4/bin/ruby_executable_hooks:24:in `eval'
     # /home/ivo/.rvm/gems/ruby-2.6.4/bin/ruby_executable_hooks:24:in `<main>'

 1/1 |=============================================================== 100 ================================================================>| Time: 00:01:03 

Top 1 slowest examples (62.23 seconds, 98.7% of total time):
  POST /api/services/merchants/merchant_accounts creates merchant account
    62.23 seconds ./spec/requests/api/services/merchants/merchant_accounts/create_spec.rb:19

Finished in 1 minute 3.06 seconds (files took 3.4 seconds to load)
1 example, 1 failure

Failed examples:

rspec ./spec/requests/api/services/merchants/merchant_accounts/create_spec.rb:19 # POST /api/services/merchants/merchant_accounts creates merchant account
[TEST PROF INFO] Time spent in factories: 00:00.295 (0.47% of total time)